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Your Risk. Our DNA.
We are your risk and insurance broker specializing in the complex challenges of gamechangers.

"As an in-house expert for risk management and insurance issues, the requirements of the Executive Board and Supervisory Board are complex. As a former risk and insurance manager at DAX40 companies, I know them well."

How we help you

Insurance Broking for Gamechangers

Risk Partners is an independent risk consultant and insurance broker. We specialize in
the insurance protection of companies and industries,
which are changing our everyday lives (game changers) and whose risks we understand in detail.

Road to IPO

Insuring IPOs and capital market liability

Are you planning an IPO in Europe or the USA? Involve our expertise in the "insurance" stream at an early stage, ideally 24 months in advance, so that we can set you up correctly in terms of insurance right from the start (e.g. with our innovative Risk Partner IPO Flip-D&O Insurance or our Pre-IPO Readiness Check). In addition, we can build trust in the insurance market for you and establish cooperation between your IPO project team and your Risk Partner deal team.  

We advise supervisory and management boards in cooperation with our network of lawyers in order to avoid falling into liability traps during the IPO project and to cover risks professionally. In addition, we train the project teams with regard to the insurance companies on emerging conflicts of interest (e.g. vis-à-vis syndicate banks) and possible measures when negotiating the underwriting agreement.  

Among others known from:

Get to know us

Your experienced team of experts for "gamechanging moments"

Risk Partners exists to provide tailored protection for gamechangers with complex risk profiles from the very beginning. 

Our services

Risk management
from A-Z

At Risk Partners, we are not only consultants in risk transfer, but have also worked as risk managers ourselves. Our approach is to understand and evaluate risk situations and then develop a joint strategy. Always taking your risk appetite into account. Insurance is only part of the solution, as is our advice.

  • "IPO readiness check" in the run-up to the IPO: coaching for the management board and supervisory board on D&O and prospectus liability (POSI), as well as compliance coaching together with our partner law firms
  • Individual advice following analysis of your planned market cap, stock exchange location and shareholder structure (pre- and post-IPO)
  • Understanding the risks from the transaction and reviewing the modification of the D&O cover
  • Extension of prospectus liability as a tailored project policy for comprehensive protection of the entire liability period of up to twelve years
  • Is your D&O "ready to be public"? Are securities trading claims adequately covered? Are you sufficiently protected against shareholder lawsuits? (US class actions also for ADR Level I-III, KapMuG)
  • Optimize the sums insured and benefit modules of D&O programs, also with a view to meaningfulness and insurance premium costs
  • Best insurance cover through comprehensive governance. Ask about our software-supported compliance suite. We are also happy to provide preparatory advice for "IPO candidates" who want to reduce their compliance, governance and board risk
  • Protection against LP claims through our D&O / E&O concepts
  • "Capital call" fraud protection through tailor-made crime / cyber concepts
  • Investment protection through market-leading risk managementsolutions for your portfolio companies (day 1 to IPO)
  • Sparring with your law firm on insurance clauses (biometrics, financial loss risk, product liability or IP clauses) in the term sheet (in particular also for joint investments with US VCs and their clauses)
  • Especially for growth companies from Series B to E (to IPO)
  • D&O Growth concept including a free pre-IPO readiness check and our Risk Partners D&O solution with IPO flip for anyone planning an IPO 
  • Manager liability and personal liability of industry-specific role profiles (protection for your Health & Safety Officer, Regulatory & Clinical Affairs, Quality Officer, etc.)
  • Patent protection (IP liability)
  • Cyber insurance for sensitive data and liability risks (international studies)
  • Special concepts for the validation of volunteer studies (Phase I-IV)
  • Special public and product liability (incl. AMG and MPG)
  • Cyber / tech E&O concepts for AI products: Clarifying and securing liability issues (also for pharma and biotech)
  • ESG protection as part of the D&O insurance.
  • "High protection" for medical cannabis companies (from D&O and capital market protection to greenhouse and crop failure cover)
  • Successfully marketing of complex cyber risks on the international insurance markets - especially with exposed business models and high sums insured in demand
  • Our expertise as experienced risk managers for initial risk assessment or as longer-term or temporary in-house experts

"Transferring complex risks for our clients requires specialist expertise and innovative solutions. We therefore have a clear focus on sectors and risks that we really understand."

Our references

We let our work and our clients speak for us.

Our partners

In order to transfer even complex risks, we are in personal contact with all leading risk carriers in continental Europe and the UK insurance market to find innovative solutions that suit your needs.

 

We are partners throughout the entire life cycle of a company

Our added value as Risk Partners

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Specialization

We are completely focused on our specialist topics and strive to be the qualitative market leader in these areas. As a client of Risk Partners, you will speak with (industry) experts who are continuously training and closely following their industries.

Worldwide

Not only do we use English as our second corporate language, we are also regularly in London to develop innovative solutions. In addition, we are also at your side internationally with our network.

From the first notary appointment to the IPO

We exist to provide founders with holistic and highly specialized support from foundation to IPO. This unique positioning enables us to set up clients correctly at an early stage, e.g. through our D&O flip insurance. An innovation in the market!

Reliability

We are an owner-managed company with a very healthy age structure, which guarantees you stable support. Our unique company culture positions us as a contrast to many corporations in the brokerage market. We rely on a personal approach combined with leading specialist knowledge to ensure that your needs are optimally met.

Blog / News

"I believe in a strong IPO comeback in 2024" - Interview Platform Life Sciences

Risk Partners in the trade press. Florian was approached by the journalists from Plattform Life Sciences for an interview on our view of 2024 and the development of Risk Partners over the past year. In addition to challenging claims, product innovations (e.g. all about POSI insurance) from Risk Partners, Florian also discusses our reasons for "teaming up" with our fantastic colleagues from Atrialis GmbH - experts in clinical trials.

Read more "

OLG Cologne: Insurer clarifies burden of proof for direct claim in D&O insurance

Cologne Higher Regional Court finally provides clarification in the area of D&O direct litigation with a recent ruling A new and exciting ruling from the world of D&O insurance. The proceedings dealt with the question of who bears the burden of proof if a company does not first take action against the managing director in an internal liability case, but instead takes direct action against the D&O insurer(s) (so-called direct action). This is possible if the defendant has assigned his/her indemnification claims against the D&O insurer to the company.

Read more "

How managers protect themselves from personal liability in the event of cyber incidents - #29Minutes by Control Risk & Risk Partners

How directors and officers protect themselves from personal liability in the event of cyber incidents - #29Minutes by Control Risk & Risk Partners Looking at our claims experience in the area of directors' and officers' liability in recent years, internal claims alleging inadequate cyber risk management and emergency management in the event of a cyber attack are unfortunately on the rise. In addition to special risk transfer solutions (cyber and crime insurance), there are also very practical tips on how to react correctly if the worst comes to the worst. After an exchange

Read more "

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Risk Partners Guides
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Guide "Liability of managing directors" available free of charge!

How to avoid liability digitally and effectively as a business manager in 2024 and protect yourself properly for worst-case scenarios.