Your Risk. Our DNA.
We are your risk and insurance broker specializing in the complex challenges of gamechangers.

"As an in-house expert for risk management and insurance issues, the requirements of the Executive Board and Supervisory Board are complex. As a former risk and insurance manager at DAX40 companies, I know them well."

How we help you

Insurance Broking for Gamechangers

Risk Partners is an independent risk consultant and insurance broker. We specialize in
the insurance protection of companies and industries,
which are changing our everyday lives (game changers) and whose risks we understand in detail.

Road to IPO

Insuring IPOs and capital market liability

Are you planning an IPO in Europe or the USA? Involve our expertise in the "insurance" stream at an early stage, ideally 24 months in advance, so that we can set you up correctly in terms of insurance right from the start (e.g. with our innovative Risk Partner IPO Flip-D&O Insurance or our Pre-IPO Readiness Check). In addition, we can build trust in the insurance market for you and establish cooperation between your IPO project team and your Risk Partner deal team.  

We advise supervisory and management boards in cooperation with our network of lawyers in order to avoid falling into liability traps during the IPO project and to cover risks professionally. In addition, we train the project teams with regard to the insurance companies on emerging conflicts of interest (e.g. vis-à-vis syndicate banks) and possible measures when negotiating the underwriting agreement.  

Risk Partners consulting Foreign Filers Nasdaq on D&O Insurance (1)
Among others known from:

Get to know us

Your experienced team of experts for "gamechanging moments"

Risk Partners exists to provide tailored protection for gamechangers with complex risk profiles from the very beginning. 

Our services

Risk management
from A-Z

At Risk Partners, we are not only consultants in risk transfer, but have also worked as risk managers ourselves. Our approach is to understand and evaluate risk situations and then develop a joint strategy. Always taking your risk appetite into account. Insurance is only part of the solution, as is our advice.

  • "IPO readiness check" in the run-up to the IPO: coaching for the management board and supervisory board on D&O and prospectus liability (POSI), as well as compliance coaching together with our partner law firms
  • Individual advice following analysis of your planned market cap, stock exchange location and shareholder structure (pre- and post-IPO)
  • Understanding the risks from the transaction and reviewing the modification of the D&O cover
  • Extension of prospectus liability as a tailored project policy for comprehensive protection of the entire liability period of up to twelve years
  • Is your D&O "ready to be public"? Are securities trading claims adequately covered? Are you sufficiently protected against shareholder lawsuits? (US class actions also for ADR Level I-III, KapMuG)
  • Optimize the sums insured and benefit modules of D&O programs, also with a view to meaningfulness and insurance premium costs
  • Best insurance cover through comprehensive governance. Ask about our software-supported compliance suite. We are also happy to provide preparatory advice for "IPO candidates" who want to reduce their compliance, governance and board risk
  • Protection against LP claims through our D&O / E&O concepts
  • "Capital call" fraud protection through tailor-made crime / cyber concepts
  • Investment protection through market-leading risk managementsolutions for your portfolio companies (day 1 to IPO)
  • Sparring with your law firm on insurance clauses (biometrics, financial loss risk, product liability or IP clauses) in the term sheet (in particular also for joint investments with US VCs and their clauses)
  • Especially for growth companies from Series B to E (to IPO)
  • D&O Growth concept including a free pre-IPO readiness check and our Risk Partners D&O solution with IPO flip for anyone planning an IPO 
  • Manager liability and personal liability of industry-specific role profiles (protection for your Health & Safety Officer, Regulatory & Clinical Affairs, Quality Officer, etc.)
  • Patent protection (IP liability)
  • Cyber insurance for sensitive data and liability risks (international studies)
  • Special concepts for the validation of volunteer studies (Phase I-IV)
  • Special public and product liability (incl. AMG and MPG)
  • Cyber / tech E&O concepts for AI products: Clarifying and securing liability issues (also for pharma and biotech)
  • ESG protection as part of the D&O insurance.
  • "High protection" for medical cannabis companies (from D&O and capital market protection to greenhouse and crop failure cover)
  • Successfully marketing of complex cyber risks on the international insurance markets - especially with exposed business models and high sums insured in demand
  • Our expertise as experienced risk managers for initial risk assessment or as longer-term or temporary in-house experts

"Transferring complex risks for our clients requires specialist expertise and innovative solutions. We therefore have a clear focus on sectors and risks that we really understand."


We let our work and our clients speak for us.

Our partners

In order to transfer even complex risks, we are in personal contact with all leading risk carriers in continental Europe and the UK insurance market to find innovative solutions that suit your needs.


We are partners throughout the entire life cycle of a company

Our added value as Risk Partners

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We are completely focused on our specialist topics and strive to be the qualitative market leader in these areas. As a client of Risk Partners, you will speak with (industry) experts who are continuously training and closely following their industries.


Not only do we use English as our second corporate language, but we are also regularly in London to develop innovative solutions. In addition, we are also at your side internationally with our network.

From the first notary appointment to the IPO

We exist to provide founders with holistic and highly specialized support from foundation to IPO. This unique positioning enables us to set up clients correctly at an early stage, e.g. through our D&O flip insurance. An innovation in the market!


We are an owner-managed company with a balanced age structure, which guarantees you stable support. Our unique company culture positions us as a contrast to many corporations in the brokerage market. We rely on a personal approach combined with leading specialist knowledge to ensure that your needs are optimally met.

Blog / News

Finance Day 2024

Growth capital for biotechnology and life sciences - Finance Day 2024 A few days ago, Jutta and Florian from our team attended Finance Day 2024 at the analytica trade fair in Munich. The event once again offered exciting expert panels on current financing and capital market issues for life sciences companies. As the panels focused on three of our key consulting areas, namely life sciences, venture capital and IPOs, a visit was of course a must for us as a specialist insurance broker. Our team has

Read more "

Public prosecutor's office investigates: Suspicion of deception in short-time work (Sono Motors)

No startup bonus for criminal and administrative offenses. The incident and possible insurance coverage. As exclusively researched by the team led by Hannah Schwär from Capital Magazine, the founders of Sono Motors are now also threatened with problems with the public prosecutor's office. According to Capital Magazine, subsidy fraud is in the context of short-time work and the programs related to the Corona crisis. The company, which is listed on the NASDAQ via De-SPAC, was reported to the SEC

Read more "

Earnings Call: one 0 too many - the Lyft CEO mistake

"Look, it was a bad mistake, and that's on me," CEO of LYFT Inc. The incident and possible insurance coverage. You may have also heard about the recent incident with LYFT. In the quarterly earnings report, LYFT originally stated that profit margins were up 500 basis points before correcting this to 50 basis points during the conference call. This clerical error caused the share price to fall more than 60% in after-hours trading.

Read more "

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Guide "Liability of managing directors" available free of charge!

How to avoid liability digitally and effectively as a business manager in 2024 and protect yourself properly for worst-case scenarios.